Monday, January 1, 0001

Following the festive season road carnage which killed 1376 people, the highest count since 2007, 1st for Women Insurance is pleased to report that compared to January/February 2013, car accidents seem to be decreasing in occurrence.

Robyn Farrell, Executive Head of 1st for Women acknowledges that the year is still in its infancy but it’s reassuring to note that we are off to a good start.

While examining claims data, another trend surfaced that has also been confirmed by an insurance company in the UK – women tend to be involved in low-impact collisions while men are more often caught up in ‘destructive’ crashes at higher speeds.

Farrell says the findings reconfirm what 1st for Women has known all along – women are less hazardous drivers and a better insurance risk.

“Women tend to take fewer risks, make more careful decisions, usually stick to the speed limit and frown upon road rage.

“We have statistical evidence that proves that women are involved in fewer accidents than men and, in respect of motor accident repair costs, the average cost involved in repairing an accident damaged motor vehicle that was driven by a woman is less than one driven by a man,” says Farrell.

The UK study analysed more than 400 000 accident claims over the last five years to identify the different types of collisions that male and female drivers are involved in. It showed that women are more likely to hit a parked car, collide with a moving vehicle in a parking lot or reverse into another car

Men on the other hand are more likely to hit an animal, cause a multi-car pile-up or crash into a tree. The answer as to why men get into more serious collisions could be the male's tendency for aggression and risk taking, thanks to testosterone.

With regards to parking lot prangs, Farrell says that in the US, one-fifth of all car accidents happen in parking lots.

“A parking lot accident should be handled the same as any other accident, even if it’s a relatively minor incident,” says Farrell.

Here are the steps to follow once the dust has settled:

  • Switch on your hazard lights to warn other motorists that there is a problem.
  • Take pictures of the scene with the camera on your mobile phone.
  • Move the cars out of the way.
  • If there are any injuries, do not move the vehicles. Immediately contact emergency services on 082 911 or 10111.
  • Report the matter to the South African Police Service. Make sure to take note of the exact location you are in.
  • Write down as many details of the accident as possible, including the details of the other driver and their car, car registration numbers, names of witnesses, date and time of the accident. Also, make a note of where the accident happened
  • Contact your insurer as soon as possible with your police case number.

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